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Content Infusion - Money/Finance

Five ways to use green technology in your home

"Green" living is no longer a trend; American homeowners' commitment to sustainability is here to stay, from all indications.

Published on: 1/25/2010 12:00:00 AM
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Ten vital financial tips to take you through 2010

The few short months between New Year's Day and tax day offer an outstanding opportunity - and, for many of us, strong incentive - to take steps to improve our financial standing. The distraction of the holidays is over, and the arrival of tax forms brings into sharp focus the need to take charge of our finances.

Published on: 1/20/2010 12:00:00 AM
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Four easy ways to lower bills and save money in 2010

Clipping coupons and counting coins has never been so chic. Following one of the toughest economic years in decades, more Americans are looking for ways to save. Whether you need to pay off debt or cut costs so you can afford an upcoming family vacation, there are a variety of simple ways to save money. Fortunately, many of the easiest money-saving tips can be found under your own roof.

Published on: 1/27/2010 12:00:00 AM
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Take control of your household budget in the new year

Sticking to a budget is one of the top resolutions Americans make after the holidays, but many people aren't sure how to start effectively managing their household finances. Wise credit card use is a key step toward achieving such a goal. Understanding a few important facts now will help you to avoid surprises and get back on track when holiday bills arrive in the New Year.

Published on: 12/23/2009 12:00:00 AM
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Small-business owners see silver lining in the recession

The current gloomy economic conditions contain some good news for the small-business sector. Some small-business owners and managers are finding a silver lining in the current recession, seeing more high-quality candidates available for hire, rising employee retention rates and gains in market share. As a small-business owner, you take advantage of these opportunities and make them work for your business.

Published on: 11/24/2009 12:00:00 AM
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Buying a home or making green home improvements? Don't miss out on these tax credits

A wide range of tax law changes over the last year will result in considerable savings for millions of Americans on their 2009 federal tax returns. Homebuyers and homeowners have some of the most to gain from the changes.

Published on: 12/2/2009 12:00:00 AM
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Understanding and avoiding pitfalls of the Making Work Pay credit

The Making Work Pay credit has many taxpayers confused, and for some, the confusion has led to the shock of smaller or delayed refunds. To help make sense and cents out of it all, TaxACT has provided the most essential information and tips for getting it right on your 2009 tax return.

Published on: 2/12/2010 12:00:00 AM
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Cost-saving office equipment is key to business success in the new economy

Many experts are saying that after spending many months in the doldrums, the economy is showing signs of coming around again. As consumer confidence continues to grow incrementally, businesses are looking forward to a boost.

Published on: 1/25/2010 12:00:00 AM
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Easy-to-do maintenance helps extend vehicle life

After their homes, most Americans' largest financial investment is their vehicle, so helping it stay in good working order for as long as possible is a high priority. Here are some simple, cost-effective tips for helping to protect the performance and longevity of your vehicle.

Published on: 12/16/2009 12:00:00 AM
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Home exterior colors reflect style, personality and environment

Building or renovating a home is a decision-filled process. Some decisions, such as location, size and layout, tend to be more family needs-based than desire-based. But other decisions are based primarily on preference and offer the opportunity to express a homeowner's design style.

Published on: 11/23/2009 12:00:00 AM
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Six ideas for getting your family budget in shape

Even though the American economy is showing some initial signs of improvement, unemployment is still high and many families are struggling. When your household cash flow slows and dwindles, it can feel overwhelming simply to keep up with necessary bills and payments. However, it's essential for your family's financial health - now and in the future - that you keep making all your payments. The best way to keep your finances in good shape and identify any shortcomings in advance is to develop a new, clearly laid out family budget.

Published on: 3/1/2010 12:00:00 AM
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Setting and sticking to your travel budget

(ARA) - Travel can be one of the biggest-ticket items you invest in each year, so it's worth it to plan ahead.

Published on: 11/24/2009 12:00:00 AM
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An affordable source of financial stability and peace of mind in challenging times

The prospect of shrinking retirement savings and rising unemployment rates has made financial peace of mind hard to come by these days. Americans are looking for ways to cut back on expenses and shore up their savings, and many are considering life insurance as a way to bridge the gap created by other financial losses.

Published on: 11/10/2009 12:00:00 AM
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SEO expert gives tips on how to improve the visibility of your business on the Web

The business world has always been competitive, but in today's strained economy, business owners have to be tougher and savvier than ever. Danny DeMichele, founder of the Internet marketing agency eVisibility, notes that when you add in the factor of rapidly changing technology, if you're not paying attention, your business can be left in the dust.

Published on: 1/21/2010 12:00:00 AM
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Understanding your credit opens the door to home-buying success

With many signs pointing to the beginnings of a recovery in the housing market, potential home buyers can still find plenty of selection, low prices and low interest rates. If you're thinking of buying a home, now might be the right time, but before you contact a real estate agent or apply for a mortgage, your top priority should be checking your credit report to see if your credit is in good shape.

Published on: 1/11/2010 12:00:00 AM
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Family fun on a budget - without leaving town

Spring is just around the corner. If you're like many American families, you're looking for new ways to have fun on a budget. Fortunately, there are more options than ever for the budget-conscious. From creating a movie theater at home to taking a day trip to a local attraction, there are affordable ways to find something fun for everyone.

Published on: 2/24/2010 12:00:00 AM
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Buying a home: know the difference between mortgage life insurance and individual life insurance

For many new homeowners, it can be very confusing to decide whether you should buy an individual insurance policy from a reputable life insurance company to protect your new home from the unexpected, or if you should purchase a mortgage insurance policy through your lender.

Published on: 3/3/2010 12:00:00 AM
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Simple tips to protect and organize your precious data

The old joke goes "death and taxes are the only things you can count on 100 percent." Add a new item to that list - disk and tape drive failure. The good news is there are ways to organize and protect data.

Published on: 1/15/2010 12:00:00 AM
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Greening your home to improve health and save money

You can just smell it. You install new carpeting in your home, and the air in your living room takes on a brash, chemical scent. That can't be good. The health and safety of the family is a top priority for all, yet it's surprising how common it is to neglect easy ways to protect them. If you are planning to remodel, redecorate or even build a new home, what should you consider?

Published on: 3/2/2010 12:00:00 AM
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Obama's stimulus bill includes huge student aid investments

The Obama administration has set forth an extensive bill designed to get the economy out of the recession and moving again. This $70 billion bill has a large portion directed toward students and investing in their education.

Published on: 1/11/2010 12:00:00 AM
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Starting over: insurance needs and budgeting as a newly single person

If you are facing 2010 as a newly single person, you will likely need to make some major budget revisions. Although you may no longer have to consider another person in your financial decisions, you now need to save for emergencies and retirement on just one salary. If you have children, their care is at least partially your responsibility and that must be factored in, as well as saving for their college expenses.

Published on: 3/3/2010 12:00:00 AM
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Simple precautions help avoid identity theft during tax season

Identity theft affected 10 million Americans last year, an increase of 22 percent from the previous year, according to Javelin Strategy and Research. Those numbers make identity theft one of the nation's fastest growing crimes.

Published on: 11/24/2009 12:00:00 AM
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A trip to Orlando doesn't have to break the bank

Visitors to Orlando can find plenty of activities that only require a good, sturdy pair of walking shoes and potentially a camera if you want to document your trip.

Published on: 2/2/2010 12:00:00 AM
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Tips to make your home project easier

You might be ready to sell your house. You might be contemplating redoing a room in your house for better functionality, space usage or aesthetics. You might just want to change the look of your house to make it more "you."

Published on: 2/8/2010 12:00:00 AM
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High quality food doesn't necessarily come with a high price tag

In the current economic climate, budgets are tight and families are trying to make every penny count. A recent survey by the Midwest Dairy Council revealed that "more than half of consumers say price, not nutrition, is the most important factor when grocery shopping in this economic climate."

Published on: 3/2/2010 12:00:00 AM
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Tips for making your job search easier

Whether you are facing a slowed economy or one that is bursting at the seams, there are ways to make your job search less frustrating. The problem is that you don't know where to start or how to be successful in that search. To get on the fast track with your job search, follow these hints and tips.

Published on: 12/28/2009 12:00:00 AM
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Putting finance in the fast lane with high speed wireless Internet

Traditional, bricks-and-mortar banks are going to have to start offering much more than free lollipops to keep customers coming through the doors. And why not? You can pay your bills, manage investments, buy stocks and do your taxes without leaving the comfort of your home.

Published on: 2/24/2010 12:00:00 AM
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Check the costs before you buy the car

If you're in the market for a new car (or used car), you're probably ready to visit a couple of dealers and take several test drives to get the "feel" of the car. But there are other details you really should consider before you make a purchase - things like potential auto repair costs while you own the car, if the manufacturer has recalls posted for any parts of the car and even what your new insurance costs will be.

Published on: 2/22/2010 12:00:00 AM
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Make money, make a difference with the power of crowdsourcing

Google the words "meaningful work" and you'll find more than 1.6 million hits, ranging from tips for finding a job you can believe in, to how to find meaning in the job you already have. Perhaps it's another side effect of the recession, but it seems that for many Americans, making money isn't enough anymore; it's just as important to make a difference.

Published on: 11/19/2009 12:00:00 AM
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Price vs. value: Are premium automotive products worth the extra cost?

When does it make sense to upgrade to a premium automotive product? That's a question that stumps a lot of people when confronted with the wide ranges of prices for seemingly comparable products.

Published on: 12/4/2009 12:00:00 AM
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Discovering financial aid opportunities in the current economy

If you are still searching for that silver lining in the present economic doldrums, going back to school this year might be the remedy for you. Whether you are a first-time freshman or a returning student looking for a new degree to move your career forward, for many the timing could not be better.

Published on: 12/9/2009 12:00:00 AM
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Top 5 improvements for spring home sellers

To get your home sold at a good price in a buyer's market, you need to know what to invest in - and what not to invest in.

Published on: 2/5/2010 12:00:00 AM
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Auto insurers charge the poor more for insurance

Studies have shown that certain groups may be offered pricier car insurance quotes than other groups. Here's how to get the best insurance rate possible

Published on: 3/5/2010 12:00:00 AM
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Opening the window to federal remodeling tax credits

As warm weather approaches and the tax credit for energy efficient replacement windows is in full swing, now is the perfect time to consider upgrading your home with new windows to help save on cooling costs in those hot summer months, and to also save on heating costs when winter rolls around again. The tax credit for energy efficient replacement windows and doors, originally introduced in 2009 as part of the American Recovery and Reinvestment Act, is set to expire at the end of 2010, which makes this year the best time for homeowners to replace their windows and upgrade the look and feel of their home.

Published on: 3/5/2010 12:00:00 AM
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How to take your small business to the next level with branding and marketing

It's a tough economy out there, and existing businesses are competing harder than ever to keep clients and win new ones. In addition, more and more people who have been touched by unemployment woes are taking the leap to create their own small businesses. Whether your business is newly minted or a few years old, it's now more important than ever that you have a strong, visible presence.

Published on: 2/11/2010 12:00:00 AM
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Save money while loving and caring for your pet

Pets are members of our families. They are our best friends and love us devotedly. Pet care can be a major line item in the family budget, as food, medicine, grooming tools and toys aren't cheap. But there are ways to save money on pet supplies while keeping your pet healthy, happy and looking good.

Published on: 2/25/2010 12:00:00 AM
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A retirement home that helps pay for itself

With today's record low real estate prices and attractive mortgage rates, now may be a good time to think about investing in a second home that ultimately can be used as your permanent residence upon retirement. By taking a "buy-and-rent" approach before you're ready to retire, your new home will actually have partly paid for itself by the time you're ready to move into it.

Published on: 1/8/2010 12:00:00 AM
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Need help paying for that hearing aid? Here's how to get it

"No one should go without a needed hearing aid because of an inability to pay," says Dr. Sergei Kochkin, executive director of the Better Hearing Institute (BHI). Here's advice on how you can get assistance paying for a hearing aid.

Published on: 1/15/2010 12:00:00 AM
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Inspect home fencing to ensure safety and security

Weather extremes are brutal on exterior landscaping. Rain, snow, wind and temperature variances all take a toll, especially on residential fencing. Now's the time to inspect fencing, gates and gate hardware around your property to ensure all are in good working condition.

Published on: 1/20/2010 12:00:00 AM
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How to talk money with your spouse-to-be

Getting married generates no shortage of opportunities to have important conversations with your spouse-to-be. Maybe you can postpone or even dodge altogether some of those talks, but at least one potentially challenging conversation can actually help ensure your marital bliss down the road - the talk about finances.

Published on: 3/2/2010 12:00:00 AM
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Tips for getting financially fit before tax day hits

With winter winding down, spring is on its way, and so is tax time. It's never too early to start setting aside money if you think you'll owe, and if you are getting a refund, organizing your finances will better prepare you for how to use that extra cash.

Published on: 1/13/2010 12:00:00 AM
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Tax time tips for the biggest federal refund

Seeing the results of their federal tax return is a happier experience for more Americans this year. From credits for homebuyers and energy-efficient home improvements, to increases for the Earned Income Tax credit and standard deduction, the majority of taxpayers will receive a bigger refund or less tax owed on 2009 returns.

Published on: 2/11/2010 12:00:00 AM
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What to look for in your auto insurance policy

More than 186 million cars are on the road in the United States, according to The Insurance Information Institute. Most states require drivers to purchase auto liability insurance before they can legally drive a car. Often drivers don't understand what they need in an auto insurance policy or where to purchase it. There are many options and it is important to understand your individual needs.

Published on: 11/19/2009 12:00:00 AM
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Health care reform advice from America's doctors

As one year ends and another begins, all eyes remain on Congress and the two health bills that will shape the U.S. health system in 2010 and beyond. The American Medical Association has been a regular presence in the health reform debate and has outlined a set of guiding principles for health system reform that will benefit patients and physicians.

Published on: 12/7/2009 12:00:00 AM
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Get your money back - Fix that broken New Year's resolution

To make a lasting change to your everyday spending habits, it helps to keep things simple - and rewarding. With a plan and a little willpower, there are lots of smart ways to get your finances in order without cramping your style.

Published on: 2/22/2010 12:00:00 AM
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Give your wardrobe an eco-chic update

For many, the new year is synonymous with a new wardrobe, with closets stocked with the fruits of holiday sales. But with the economy struggling, many people are forgoing the new duds this year. Still, there are ways to refresh your wardrobe without breaking the bank. A thrifty, environmentally conscious and fun new trend may provide the perfect answer.

Published on: 1/29/2010 12:00:00 AM
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Ways to cut your wedding budget without sacrificing style

Ask any bride, and she'll tell you that her wedding day was one of the happiest days of her life. It's not just a cliche - even those couples who run into some mishaps on the big day look back on it fondly. But perhaps the happiest brides and grooms are those who can look back and say they had a fun-filled day and didn't break the bank.

Published on: 2/9/2010 12:00:00 AM
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Buying a home? Tips to protect your biggest investment

If you're in a position to buy real estate, chances are pretty good you'll end up with a great bargain - perhaps a home you typically wouldn't consider in a different market. While it could remain a buyer's market for several months to several years, be aware that lending institutions are scrutinizing prospective homeowners more than ever.

Published on: 2/15/2010 12:00:00 AM
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Changes to watch for on your 2009 tax return

More people are looking forward to tax time this year. More than 25 tax cuts for 2009 federal returns have been passed to help those struggling in the downturned economy. Many states are also offering tax breaks this year.

Published on: 2/24/2010 12:00:00 AM
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How to get the most out of your health benefits this year

It's the New Year and like millions of other Americans, you may be thinking about your New Year's resolutions. One resolution that many people may not consider is making the most of their new health benefits plan. By fully maximizing your benefits and learning the ins and outs of your plan, you could save yourself hundreds of dollars this year.

Published on: 12/15/2009 12:00:00 AM
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Seek the best returns for your hard-earned savings

Savers will have to be a little more creative to earn a respectable return. In light of this, it is helpful to explore some strategies to help make your cash work harder.

Published on: 12/18/2009 12:00:00 AM
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Smart tips for baby boomer retirement planning

If you are one of America's 78.2 million baby boomers, you are likely considering what ideal retirement will look like, and the steps required achieving it. With the current economic downturn, many boomers are finding it necessary to revisit their initial retirement goals.

Published on: 2/4/2010 12:00:00 AM
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The best time to rediscover a destination - 'shoulder season'

The first few months of the year when many Americans are spending time at home trying to recuperate from the hustle and bustle of the holidays may not seem like an ideal time for a vacation. However, this time known as "shoulder season" is a fantastic time for savvy travelers to find great deals on airfare, hotels and attractions while simultaneously experiencing top destinations in a whole new way.

Published on: 12/17/2009 12:00:00 AM
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Tips for saving money with a new generation of rebates

Every consumer has seen the weekly flyers that advertise phones, appliances and even tools as great deals after the manufacturer's rebate. Rebates are surging in popularity. A recent survey found that 83 percent of consumers are seeking rebates today and most consumers are willing to work harder for a rebate that is larger or more meaningful than an instant discount.

Published on: 2/5/2010 12:00:00 AM
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Growing and maintaining a healthy business credit score in 2010

For owners of new and young small businesses, there are a plethora of elements that need to be managed and overseen every day to ensure success. While focusing on income, expenditures, employees and marketing, thinking about your business' credit can sometimes fall by the wayside.

Published on: 2/4/2010 12:00:00 AM
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You can find money to pay for college

In a competitive job market, earning a degree can be the biggest single step one can take to enhance career value and earning potential. As many bask in the glow of making plans to increase their career potential, the prospect of paying for college is a sobering reality. But a little determination, and knowing where to look, can help you find financial aid to pay for college.

Published on: 11/16/2009 12:00:00 AM
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Ways to give without dipping into your wallet

More and more people are resolving to be more giving, and to share what they have with the less fortunate. The current economic climate, however, presents something of a challenge to people who want to give, but lack the budget to do so. Here are some creative ways to give that won't cost you cash.

Published on: 11/16/2009 12:00:00 AM
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Knowing 'net price' is now essential in college planning

Planning for college is fraught with uncertainty about everything from which college and major to choose to how to much it will really cost. With nearly 70 percent of high school students enrolling in higher education programs after graduation, according to the Bureau of Labor Statistics, millions of students and their families are overwhelmed and looking for guidance about what their options are.

Published on: 12/28/2009 12:00:00 AM
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Prepaid cards could help balance state government budgets

Every state in the union is facing tough choices with respect to cutting spending to balance their budgets. According to the National Conference of State Legislatures, states faced a total budget shortfall of $113.2 billion in 2009 and the forecast for 2010 is a total shortfall of $142.6 billion.

Published on: 3/5/2010 12:00:00 AM
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Ten steps to turn your hobby into a small business

Given the state of the U.S. economy, you might assume that turning your hobby into a small business right now isn't the best idea. On the contrary, launching your own small business in a down economy can be a very smart move -- if you plan in advance and set yourself up for success from the start.

Published on: 3/1/2010 12:00:00 AM
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Eight IRA mistakes to avoid at tax time

Saving more for retirement is always a good idea, especially now. The good news is that many people can increase their saving potential simply by learning more about IRA dos and don'ts.

Published on: 2/12/2010 12:00:00 AM
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Make your Web site work with marketing video

You have a fantastic product and a great Web site to promote it, but something is missing. Internet video marketing is quickly becoming a strong tool companies are using to attract leads or new customers through their Web sites.

Published on: 2/1/2010 12:00:00 AM
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Texas optimism is a force that keeps small businesses alive

Texas small business owners are much more likely than other entrepreneurs nationwide to believe they will expand their business in the next year, according to a recent survey conducted by Guardian Life Small Business Research Institute.

Published on: 3/5/2010 12:00:00 AM
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You can still get scholarships - here's how

A slow economy and dwindling resources for financial aid may have you worrying more than ever about funding your child's college education. But there are still scholarships available for those who pursue them and take the all-important step of applying long before the school year starts.

Published on: 12/30/2009 12:00:00 AM
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What you need to know before doing your taxes online

It now takes more than 71,000 pages to cover and explain federal tax laws. So it's not surprising the vast majority of taxpayers look for help preparing and filing their tax returns. Use of online tax preparation and e-filing continues to grow at record rates. In fact, more than 32 million taxpayers e-filed their tax returns from home last year, according to the Internal Revenue Service.

Published on: 1/28/2010 12:00:00 AM
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More euro for your dollar: convenience and value in European cruises

There is so much to see in Europe that it can be difficult to narrow down your itinerary, and to give each destination its due attention. And inevitably, if you visit Europe, you start collecting purchased items, adding to the luggage you have to schlep, pack, un-pack and re-pack with every arrival and departure. It's a fun challenge, but a challenge nonetheless.

Published on: 11/23/2009 12:00:00 AM
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Retirees turn to a surprising source of cash in a crunch

A rising number of American households - nearly 45 percent - are "at risk" of not having enough money in retirement, according the Center for Retirement Research at Boston College. But some retirees have discovered a surprising source of supplemental retirement income: the cash value of their whole life insurance policies.

Published on: 12/14/2009 12:00:00 AM
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Fuel facts vs. fuel myths: Help keep your car running at its best

In today's economic times, it's more important than ever to protect the investment in your vehicle - whether it's a vintage collector, luxury car or an everyday car. Yet, there are many misconceptions about car maintenance that make it difficult to know how to best keep your car in good running condition. Properly maintaining the engine and using high-quality fuel in the right grade will go a long way to help protect the life of your vehicle.

Published on: 12/8/2009 12:00:00 AM
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Banking on the go puts you in control of your money

Ever wish you could get more done in a day? Now it's possible - and easy - to pay bills, transfer money, check balances in your bank accounts, even send money to a strapped family member, all with the device most people never leave home without: the mobile phone.

Published on: 12/14/2009 12:00:00 AM
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Tips on finding the right scholarship opportunities

Qualifying for a scholarship but not bothering to apply for it makes about as much sense as walking away from money left on a table to fund your education. A simple Google search reveals the number of available scholarships. Granted, it takes patience and perseverance to plow through the exhaustive lists.

Published on: 2/16/2010 12:00:00 AM
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Will you be fiscally fit in 2010?

How is your financial health? If you're not sure where to begin in assessing your fiscal well-being, here's a brief checklist you can review to generate some good ideas.

Published on: 11/24/2009 12:00:00 AM
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Entering the third dimension - the best 3D technology bets for 2010

For years, 3D technology was limited to amusement park attractions and comic books. But in 2010, 3D is everywhere -- even in your living room. Here's an overview of the most anticipated 3D products rolling out in 2010 . . .

Published on: 2/12/2010 12:00:00 AM
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Resolve to get your debt under control

The bills are coming in, complete with due dates, minimum amounts due and debt dollars adding up. Sure, you had a great time over the holidays, but now it's time to figure out how you can prepare yourself to start the new year off right with your finances.

Published on: 12/7/2009 12:00:00 AM
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10 smart money strategies for '10

The recession has altered the way individuals and families think about money and financial security. As Americans begin the slow process of economic recovery, former lifestyle expectations, spending habits and financial plans need a closer look.

Published on: 12/28/2009 12:00:00 AM
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Stop home energy dollars from leaking out your walls

As home heating and cooling costs soar, your energy dollars literally might be going out the window - and the walls. Small and not-so-small air leaks through covered walls, floors, ceilings and normal openings such as windows and doors can add up to big losses. While retrofitting older homes with weather stripping, insulation and caulk helps seal air leaks, for new homes and additions, building tight walls can prevent air from escaping.

Published on: 3/2/2010 12:00:00 AM
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A new look to credit card statements

Customers can expect a new look to their credit card statements - the enhancements are designed to help consumers better understand their accounts and will be introduced in February when the Credit Card Accountability, Responsibility and Disclosure of 2009, also known as the CARD Act, goes into effect.

Published on: 2/4/2010 12:00:00 AM
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Bring calm to financial chaos this year

The average person spends nearly five hours a month managing his finances, according to a recent study by the Bureau of Labor Statistics. In a society where Americans yearn for simplicity, even the most financially savvy consumers are looking for uncomplicated and timely ways to manage their holistic financial profiles.

Published on: 1/19/2010 12:00:00 AM
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How to know if your insurer can keep its promise to your family

When you buy life insurance, you aren't just making a simple purchase like a cell phone or other retail item. Instead, you are buying into a promise. You are paying premiums to an insurance company in return for the promise by that insurance company that it will pay a death benefit to your beneficiary in the event something were to happen to you. Sometimes the coverage you purchase can last 30 years or longer.

Published on: 2/22/2010 12:00:00 AM
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'A penny saved is a penny earned' and other financial lessons from the past

If the recent financial turmoil has taught us anything, it's that maybe we should pay attention to the age-old sayings that our parents and grandparents passed on to us.

Published on: 2/24/2010 12:00:00 AM
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Investing: It's not just for men

Financial analysts tend to agree that it's the careful planning and solid research that helps women do what any investor desires: get the greatest return while building a solid portfolio.

Published on: 1/25/2010 12:00:00 AM
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Set goals for better business development

For many small businesses who weathered the economic storm in 2009, 2010 represents a new beginning to return to growth and jump-start projects put on hold during the recession. Goal setting will be critical to help small businesses get back on their feet, map out their business plans and prioritize what they wish to achieve in the upcoming year.

Published on: 1/12/2010 12:00:00 AM
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Make a resolution to cut automotive costs in the new year

An annual tradition, Americans have their minds on resolutions for the new year. While most hope to loosen their pants, others try to tighten their belt. Whether it is through eating out less, shopping less or traveling less, most try to cut costs in their life, timed to the change in the calendar.

Published on: 1/8/2010 12:00:00 AM
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Save money on energy by preparing your heating and cooling system for winter

Getting ready for winter often means changing to warmer clothes and taking stock of mittens and hats. But it's also a good idea to prepare your home's heating, ventilation and air conditioning (HVAC) system for winter, too - especially if you want to keep energy bills down.

Published on: 11/20/2009 12:00:00 AM
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What to do if you're in an auto accident

As winter approaches, snow, ice storms and fewer daylight hours mean more drivers are at the risk of being involved in a motor vehicle accident. Would you know what to do if you were driving and hit another vehicle, a pedestrian or a biker?

Published on: 11/20/2009 12:00:00 AM
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Five ways to save time and money on your taxes

The typical taxpayer is expected to spend more than three business days and more than $200 completing his or her tax return. As people get ready to file their 2009 tax returns, here are a few things they can do to save time and money.

Published on: 12/21/2009 12:00:00 AM
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Charities need to file returns too

This is the time of year when people start preparing their annual income tax returns. It's also time to remind people who run charities and other tax-exempts that those organizations must file annual returns with the Internal Revenue Service, as well.

Published on: 12/10/2009 12:00:00 AM
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Smart ways for small business owners to save money

Starting or building a business isn't easy, but it shouldn't cost a lot of money, either.

Published on: 2/11/2010 12:00:00 AM
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Advice for putting your personal stamp on your wedding day

Every bride-to-be deserves a wedding as special as she is, and to have her personality, taste and style dominate her big day. Planning a wedding can be stressful -- from organizing seating arrangements that make everyone happy to coming up with all the deposit money you'll need. Putting your personal stamp on the day, however, doesn't have to be difficult at all.

Published on: 3/5/2010 12:00:00 AM
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How owners of small businesses can successfully weather the economic storm

Many small business owners cheered the emphasis that President Barack Obama put on supporting small businesses in his recent State of the Union address. As the president's focus indicated, small businesses are central to the economy. When small businesses are running strong, it's a good thing for all, from consumers to employees to other business owners. That's why it's important, if you own or plan on starting a small business, you make sure you're taking all the right steps to protect your venture.

Published on: 2/17/2010 12:00:00 AM
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Achieve your New Year's resolution and get out of debt

Year in and year out, getting out of debt consistently ranks among New Year's top 10 resolutions. If your household is like many American households struggling with the recession, or worse, unemployment, getting out of debt will be close to the top of your list again for 2010. Get your new year off to a great start by reducing and eliminating your debt.

Published on: 11/10/2009 12:00:00 AM
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Could online education help more students stay in college?

We have a college dropout problem in the United States. We once led the world in the number of college graduates as a proportion of population, but have fallen far behind most of Western Europe and even some Asian countries in recent years.

Published on: 3/2/2010 12:00:00 AM
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Radiant barriers - a brilliant way to reduce your cooling costs

What is a "radiant barrier?" Well, according to the U.S. Department of Energy it's a way to reduce your monthly energy bill. Radiant barriers are designed to help block the summer heat from reaching the inside of your attic and home, and blocking heat means less energy costs to cool your home in warm weather.

Published on: 2/17/2010 12:00:00 AM
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Tips for increasing your truck's gas mileage

With the high cost of fuel, many pickup owners are feeling the burn at the pump. While some consumers may be able to purchase a new truck that gets better gas mileage, many of us are financially stuck with the truck we currently have. To cope, there are several things you can do to save gas money now.

Published on: 2/18/2010 12:00:00 AM
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Buying from bulk bins saves cents, makes sense

When you hear the term "bulk," do you envision 5 gallon containers and think, "I just don't need that much of anything?" Actually, one of the advantages of buying in bulk is that you can buy a pinch or a pound. A natural foods expert offers tips for your trip to the bulk aisle, where you'll find herbs and spices, gourmet nuts and granola, whole-leaf teas and even body-care items.

Published on: 2/3/2010 12:00:00 AM
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Finally, an in-home party that pays you and your guests for your unwanted gold

You've been invited to parties selling plastic storage containers, purses, candles and even decorative baskets for many years. The parties are fun, and you enjoy socializing with friends and coworkers and sampling delicious snacks at these houseware and home products parties. In fact, there are times when you come away from them with excellent items for your house or gifts for family members. And other times, you come away feeling you've spent money you didn't have on items you didn't need.

Published on: 2/11/2010 12:00:00 AM
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Planning, taxes and insurance tips to get your new business off to a successful start

With the unemployment rate at an all-time high, many people are starting their own businesses as a way to leverage their work experience. There are a lot of resources for those starting a business, but sometimes the sheer number of resources and the amount of input can be overwhelming. Here are some basic tips around the three major aspects of starting a business: planning, insurance and taxes.

Published on: 2/4/2010 12:00:00 AM
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Easy ways for moms to save time and money

A mom is always walking a fine line between trying to provide her family with everything they need, while at the same time balancing a budget and saving money for the unexpected surprises life can throw at her.

Published on: 2/17/2010 12:00:00 AM
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